It costs how much?!?

This blog post is inspired by FRUSTRATION. 

Things I've learned:

1. You are going to get an outrageous bill for the birth of your child. (unless you're covered under TRICARE ;)

2. Insurance will say.. who the heck is this person? We don't have them on your insurance. They better be added within 30 days of birth!

3. Call insurance to add new daughter, insurance says.. call your work to have her added

4. I call Human Resources, they need her social security number.

5. Social security number does not come in until 5 weeks after birth this is PAST the 30 day mark.

6. Work through government bureaucracy to find out what level of person I need to speak to. My office is too low, headquarters is too high. Who the heck is even in the middle? Call the wrong offices no less than five times.

7. FINALLY find the correct office. Call, E-mail and Fax information over. If nothing else, i'm persistent!

8. Pray, beg and argue that you won't have to pay $8,558.

9. Login to insurance to get number to call them and report everything you just did. Have second panic attack over a new claim for $1,150... for something you don't even recognize! Repeat this with a $2,220.00 claim.

10. Be prepared.. when HR does finally get your daughter added, they will take retro pay from your salary to cover the "family plan expenses" that back date to her birth.

Questions that came up in my mind:

1. Do I need to send her insurance information to her parents so it can cover their pediatrician visits? I wouldn't want them to be paying out of pocket.(I did, just in case.)

2. Is she covered by them or me until the adoption is final?

3. I wonder how you remove a child from your policy once the adoption is final. I am in no rush to go through that again but yeesh! 

So the first three appointments are from when I was really sick and they couldn't figure out my cough.  7/06 was the follow up and finding out I pregnant. 7/08 was the first sonogram. Never ending doctor's appointments until her birth on 9/3/15, but this gives you an idea:

09/05/15	(Daughter)	PEDIATRIX MEDICAL GROUP, P.C.	Completed	$479.00
	9/04/15	(Daughter)	PEDIATRIX MEDICAL GROUP, P.C.	Completed	$262.00
09/04/15	JACQUELINE (You)	NORTH AMERICAN PARTNERS IN ANESTHESIA (VIRGINIA),	Completed	$400.00
09/03/15	JACQUELINE (You)	NORTH AMERICAN PARTNERS IN ANESTHESIA (VIRGINIA),	Completed	$2,500.00
09/03/15	JACQUELINE (You)	GWU MEDICAL FACULTY ASSOCIATES	Completed	$6,200.00
09/03/15	(Daughter)	PEDIATRIX MEDICAL GROUP, P.C.	Completed	$625.00
09/03/15	(Daughter)	PEDIATRIX MEDICAL GROUP, P.C.	Completed	$468.00
09/03/15	JACQUELINE (You)	DISPENZA, WALTERS AND BURNS	Completed	$1,150.00
09/03/15	JACQUELINE (You)	INOVA ALEXANDRIA HOSPITAL	Completed	$8,558.00
08/27/15	JACQUELINE (You)	GWU MEDICAL FACULTY ASSOCIATES	Completed	$26.00
08/25/15	JACQUELINE (You)	NORBERTINA BANSON	Completed	$250.00
08/25/15	JACQUELINE (You)	SENTARA NORTHERN VIRGINIA MEDICAL CENTER	Completed	$620.00
08/19/15	JACQUELINE (You)	GWU MEDICAL FACULTY ASSOCIATES	Completed	$26.00
08/12/15	JACQUELINE (You)	GWU MEDICAL FACULTY ASSOCIATES	Completed	$26.00
08/06/15	JACQUELINE (You)	GWU MEDICAL FACULTY ASSOCIATES	Completed	$26.00
07/30/15	JACQUELINE (You)	NATALIE DEPCIK-SMITH	Completed	$30.00
07/30/15	JACQUELINE (You)	GWU MEDICAL FACULTY ASSOCIATES	Completed	$26.00
07/30/15	JACQUELINE (You)	JOHN PATRICK	Completed	$220.00
07/27/15	JACQUELINE (You)	KELLY ORZECHOWSKI	Completed	$521.41
07/27/15	JACQUELINE (You)	VIRGINIA HOSPITAL CENTER	Completed	$305.70
07/23/15	JACQUELINE (You)	GWU MEDICAL FACULTY ASSOCIATES	Completed	$26.00
07/16/15	JACQUELINE (You)	MARC SIEGEL	Completed	$314.00
07/16/15	JACQUELINE (You)	JOHN PATRICK	Completed	$297.00
07/16/15	JACQUELINE (You)	NATALIE DEPCIK-SMITH	Completed	$191.00
07/16/15	JACQUELINE (You)	NATALIE DEPCIK-SMITH	Completed	$226.00
07/08/15	JACQUELINE (You)	GAYATRI VADDADI	Completed	$125.00
07/08/15	JACQUELINE (You)	HENRY S. ROSE	Completed	$294.00
07/06/15	JACQUELINE (You)	GAYATRI VADDADI	Completed	$155.00
06/19/15	JACQUELINE (You)	GAYATRI VADDADI	Completed	$311.75
05/30/15	JACQUELINE (You)	QUEST DIAGNOSTICS INCORPORATED	Completed	$461.78
05/30/15	JACQUELINE (You)	PATIENT FIRST - MANASSAS	Completed	$389.00

 Minus the $1500 bill and and $2200 bills I'm fighting, I'm really happy with my insurance and grateful for the help from Graceful Adoptions.

This is NOT how much I have had to pay. My total was around $900, but everyone's insurance varies.

On a more positive note, BB's dad text me that BB attended her first meeting with a financial adviser and that it was very exciting for her, especially for him. Just when I don't think it's possible to love that family any more.. I find out it is entirely possible!

Macii's parents reached out to my parents with a beautiful letter. It also mentioned BB's grandmother would be sewing her baptismal gown and asked if there was any white fabric my mom would like to include. We couldn't find my dress I was baptized in so we included some very pretty lace from my mom's wedding veil. I haven't seen my mom that happy in a while. It means a lot more than they could have ever known to ask that.

I would like to add I got scolded by my mother for not knowing where my baptism dress was. 

You have got to be kidding me. 

Love you mom :P